:root{--navy:#061a31;--navy2:#0b2442;--gold:#fbb400;--ink:#102c4d;--muted:#6b7f99;--bg:#f7f9fc;--line:#e0e6ee;--shadow:0 8px 22px rgba(12,34,58,.07)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:72px}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.5}a{text-decoration:none;color:inherit}img{display:block;max-width:100%}.wrap{width:min(1220px,92%);margin:auto}
.topbar{height:72px;background:var(--navy);color:#fff;position:sticky;top:0;z-index:100;box-shadow:0 2px 14px rgba(0,0,0,.13)}.nav-wrap{width:min(1220px,92%);height:100%;margin:auto;display:flex;align-items:center;justify-content:space-between}.brand img{width:116px}.nav{display:flex;align-items:center;gap:29px;font-size:12px;font-weight:700}.nav a{opacity:.94}.nav a:hover,.nav a.active{color:var(--gold)}.nav-btn{background:var(--gold);padding:11px 19px;border-radius:4px;color:#fff!important}.menu-toggle{display:none;background:none;border:0;color:#fff;font-size:25px}
.hero{position:relative;height:286px;overflow:hidden;color:#fff}.hero-bg{position:absolute;inset:0;background:url("assets/hero.jpg") center/cover no-repeat}.hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,19,38,.68),rgba(4,19,38,.08) 68%,rgba(4,19,38,.18))}.hero-content{position:relative;z-index:2;width:min(1220px,92%);height:100%;margin:auto;padding-top:38px}.hero-line{width:39px;height:3px;background:var(--gold);margin-bottom:14px}.hero h1{font-size:31px;line-height:1.18;margin:0 0 11px;letter-spacing:-.6px;max-width:430px}.hero p{font-size:13px;margin:0 0 15px}.hero-buttons{display:flex;gap:11px}.btn{display:inline-flex;align-items:center;justify-content:center;height:37px;padding:0 20px;border-radius:4px;font-size:12px;font-weight:800}.btn.gold{background:var(--gold);color:#fff}.btn.outline{border:1px solid #fff;color:#fff;background:rgba(4,18,38,.10)}.btn.outline:hover{background:#fff;color:var(--navy)}.play{font-size:8px;margin-right:7px}.hero-mini{display:flex;gap:10px;font-size:10px;margin-top:13px}
.stats{background:var(--navy);color:#fff;display:grid;grid-template-columns:repeat(4,1fr);padding:22px 7%}.stat{display:flex;justify-content:center;align-items:center;gap:10px;border-right:1px solid rgba(255,255,255,.14);padding:0 14px}.stat:last-child{border-right:0}.stat-ico{width:39px;height:39px;border:2px solid var(--gold);border-radius:50%;display:grid;place-items:center}.stat-ico svg{width:23px;height:23px;fill:none;stroke:var(--gold);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.stat b{display:block;font-size:20px;color:var(--gold);line-height:1}.stat small{display:block;font-size:9px;margin-top:4px}.trust-row{display:flex;justify-content:center;gap:31px;padding:13px 12px;background:#fff;color:#5c6e86;font-size:10px;border-bottom:1px solid #edf1f6}
.section{padding:38px 0}.white{background:#fff}.steps-section{background:#f8fafc}h2{font-size:22px;line-height:1.2;text-align:center;margin:0 0 22px;color:#102944}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;width:min(1010px,92%);margin:auto}.card{background:#fff;border:1px solid #e6ebf1;border-top:3px solid var(--gold);border-radius:9px;min-height:155px;padding:14px 17px;box-shadow:var(--shadow)}.circle-icon{width:45px;height:45px;border:2px solid var(--gold);border-radius:50%;display:grid;place-items:center;margin-bottom:9px}.circle-icon svg{width:27px;height:27px;fill:none;stroke:var(--gold);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.card h3{font-size:12px;margin:0 0 7px}.card p{font-size:10px;line-height:1.65;color:#6e8fc8;margin:0}
.steps-layout{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:center;width:min(1000px,92%);margin:auto}.step-list{display:flex;flex-direction:column;gap:19px}.step{display:grid;grid-template-columns:42px 44px 1fr;align-items:center;gap:9px}.step-no{width:36px;height:36px;border:1.5px solid var(--gold);border-radius:50%;display:grid;place-items:center;font-weight:700;color:var(--gold);font-size:11px}.step-icon{width:40px;height:40px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-size:16px}.step h3{font-size:12px;margin:0 0 4px}.step p{font-size:10px;color:#6a7e96;line-height:1.45;margin:0}.house-photo{width:100%;height:192px;object-fit:cover;border-radius:8px}
.situation{background:var(--navy);color:#fff;padding:37px 0 40px}.situation h2{color:#fff;margin-bottom:28px}.solution-grid{display:grid;grid-template-columns:repeat(4,1fr);width:min(1060px,92%);margin:auto}.solution{text-align:center;padding:0 28px;border-right:1px solid rgba(255,255,255,.15)}.solution:last-child{border-right:0}.solution-icon{height:35px;color:var(--gold);font-size:29px;margin-bottom:8px;display:grid;place-items:center}.solution h3{font-size:12px;margin:0 0 9px}.solution p{font-size:9px;line-height:1.55;color:#e7eef7;margin:0}
.offer-section{background:#fff;padding:27px 0 26px}.offer-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:38px;align-items:start}.offer-copy{padding:10px 0 0}.offer-copy h2{text-align:left;font-size:22px;margin-bottom:12px}.offer-copy p{font-size:11px;color:#6a7c93}.offer-form{display:flex;flex-direction:column;gap:10px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}.offer-form input,.offer-form select,.offer-form textarea{width:100%;border:1px solid #d4dce7;border-radius:3px;padding:9px 10px;font-size:10px;color:#50657f;outline:0;background:#fff}.offer-form textarea{min-height:55px;resize:vertical}.submit-btn{height:29px;background:var(--gold);border:0;border-radius:3px;font-weight:800;font-size:10px;cursor:pointer}.form-badges{display:flex;justify-content:center;gap:20px;color:#6e7f95;font-size:9px}
.faq{background:#f8fafc}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:7px;width:min(1080px,92%);margin:auto}.faq details{background:#fff;border:1px solid #e5ebf2;border-radius:3px;padding:8px 11px}.faq summary{font-size:10px;font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between}.faq summary::-webkit-details-marker{display:none}.faq summary span{font-size:14px;color:#8da0b9}.faq details p{font-size:9px;color:#6e7f94;margin:8px 0 0}
.about-section{background:#fff;padding:28px 0}.about-wrap{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:center}.about-copy h2{text-align:left;margin-bottom:12px;font-size:21px}.small-gold{width:26px;height:2px;background:var(--gold);margin-bottom:10px}.about-copy p{font-size:10px;line-height:1.55;color:#637991;margin:0 0 7px}.about-meta{display:flex;gap:12px;flex-wrap:wrap;margin-top:11px;color:#607791;font-size:8px}.team-photo{width:100%;height:160px;object-fit:cover;border-radius:8px}
.footer{background:var(--navy);color:#cad6e4;padding:24px 0 11px}.footer-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:40px}.footer-brand img{width:95px}.footer p,.footer a{font-size:9px;line-height:1.6}.footer h3{font-size:11px;color:#fff;margin:4px 0 7px}.footer a{display:block;margin:3px 0}.footer-btn{display:inline-flex!important;background:var(--gold);color:#fff!important;padding:7px 12px;border-radius:3px;font-weight:800;margin-top:8px!important}.socials{display:flex;gap:12px;margin-top:8px}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:18px;padding-top:9px;display:flex;justify-content:space-between;font-size:8px;color:#8da0b7}
@media(max-width:760px){.topbar{height:64px}.nav-wrap{width:94%}.brand img{width:103px}.menu-toggle{display:block}.nav{display:none;position:absolute;top:64px;left:0;right:0;background:var(--navy);padding:12px 18px;flex-direction:column;align-items:stretch;gap:0}.nav.open{display:flex}.nav a{padding:10px 4px}.nav-btn{text-align:center;margin-top:5px}.hero{height:560px}.hero-content{padding-top:75px}.hero h1{font-size:34px}.hero p{font-size:14px}.hero-buttons{flex-direction:column;max-width:260px}.hero-mini{flex-wrap:wrap}.stats{grid-template-columns:1fr 1fr}.stat{border-bottom:1px solid rgba(255,255,255,.14)}.stat:nth-child(2){border-right:0}.stat:nth-last-child(-n+2){border-bottom:0}.trust-row{gap:10px 18px;flex-wrap:wrap}.cards{grid-template-columns:1fr}.steps-layout{grid-template-columns:1fr}.house-photo{height:220px}.solution-grid{grid-template-columns:1fr 1fr}.solution{padding:15px;border-right:0;border-bottom:1px solid rgba(255,255,255,.12)}.offer-wrap,.about-wrap,.footer-grid{grid-template-columns:1fr}.faq-grid{grid-template-columns:1fr}.copyright{flex-direction:column}}